Credit life insurance quotes might be something you should
wait on. I just checked their status at AM Best Credit rating for their status
and the findings are coming back as inconclusive. This doesn’t necessarily mean
that there is a problem. It just means that they may not have enough history
yet to be included in AM Best ratings system.
I usually like to stay with companies that have a solid
customer reputation and I realize that there are not very many of these
companies. The main problem with life insurance or any insurance is that policies
can be complicated for most folks to understand. I’m not sure why this is the
case, but it holds true.
If you are looking for an alternative try Primerica. They
have very good results at AM Best. Proof here: http://www3.ambest.com/ratings/entities/CompanyProfile.aspx?ambnum=6693&URatingId=2210123&bl=0&AltSrc=1&PPP=&AltNum=0&Ext_User=&Ext_Misc=.
AM Best gives Primerica an A+ rating for meeting their life
insurance obligations. When a company is in good financial position they are
more likely to care about their own reputation. I get nothing by making this
recommendation to you. I am not paid in any way by Primerica.
Another company worth looking into is Select Quote
Insurance. They offer affordable life insurance for the online shopper. If you
need to speak to an agent though I recommend finding a local agent that comes
highly recommended. You will pay more for a brick and mortar insurance company,
but there are reasons to go local too. It just depends on what you want and
I would hold off on getting a policy through Credit Life
insurance or their subsidiary companies. It’s just too soon to tell how
well they are going to do.
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